Coffee with a book

Finance Books That Will Change Your Life and Your Bank Account

**This post contains affiliate links. As an Amazon Associate I earn from qualifying purchases.

6 Life Changing Books about Money tDo you want to take control of your money and not have it control you?  You must read these 6 finance books.   They are full of great information to pay off debt, invest for life, and plan your retirement.  These are my favorites and have taught me so much about my relationship with money and how I can make money work for me.  I am now on my way to financial independence and an early retirement!

Please note that I have made links to Amazon for each of these books.  I highly recommend seeing if your library has these books before you purchase.  It can save you a lot of money!

Total Money Makeover – By Dave Ramsey

If you are in any kind of debt, you will want to read this book  immediately!  He lays out a plan to get out of debt and build your wealth following his 7 Baby Steps.  They are:  1. Save an emergency fund of $1000, 2.  Payoff debt using the Snowball Method, 3.  Save 3-6 months of expenses, 4. Invest 15% into retirement, 5.  Save for college, 6. Payoff mortgage, and 7. Build wealth and give.  It is simple, and to the point.  He has helped millions of people get out of debt, and using his plan, you too can be free of debt.  You need to treat that fact that you are in debt as if your hair is on fire.  It is an emergency and you need to start taking steps today to fix it.  This book is a very quick read.  A must have for everyone!  Click here to find it on Amazon.

Rich Dad, Poor Dad – By Robert Kiyosaki

This is a book referenced by many in the personal finance world.  He tells relatable stories from his childhood that make it easy to understand the basic lessons of building wealth…have more assets and less liabilities.  Definitely read this book if you are beginning to understand the meaning of money and how you can make it work for you.  Kiyosaki wants you to break the pattern of “get up, go to work, and pay the bills” or the classic we tell all of our children, “work hard, get good grades, and get a good job”. That simply isn’t what we should be teaching our children.  He also gives permission to spend money on luxurious items, but only if you have assets that are bringing in the money to pay for the luxury items.  Excellent lessons for all trying to get ahead in the money game.  Click here to find it on Amazon.

Automatic Millionaire – By David Bach

How can you not be attracted to this book with a title like this?  Of course, this is one book that I purchased quite a few years ago.  I wish that I had actually let the lessons sink in just a little bit more.  David Bach is credited with the phrase “pay yourself first”.  You want to make sure that out of every check you are setting money aside for yourself, and making it automatic.  An example would be that before you even get your check, you have money taken out to be deposited into a retirement account such as a 401k or Roth IRA. One of my favorite quotes is, “The fact is, most people overestimate what they can do financially in a year — and underestimate what they can achieve financially in just a decade or two.”  Great insight into the fact that your financial plans may take more than a year to accomplish, but that you can and will achieve great things.  Click here to find it on Amazon.

Your Money or Your Life by Vicki Robin

This book is not so much the “how to” book, but instead is about the mindset around money.  You start to look at your values and align your spending and use of money around those values.  It is just packed with a ton of food for thought.  You will start to evaluate your satisfaction and fulfillment that you get with money and how that aligns with your time.  There is a 9 step plan to follow on your path to financial independence that is different from anywhere else.  Click here to find this book on Amazon.

The Simple Path to Wealth – By JL Collins

It started as letters to his daughter and then morphed into this amazing book he is sharing with the world.  The advice is very clear and simple and so easy for anyone to follow.  He makes investment so simple by just  following his plan he laid out. This book is for a beginner, and also someone who is on the cusp of retirement.  Definitely for those who love a DIY strategy that is easy to follow.  Click here to find this book on Amazon.

The Millionaire Next Door – By Thomas J. Stanley & William D Danko

This book was based on research with actual millionaires.  You would never guess that they are living on your street right now.  How do they do it?  With budgeting and cutting expenses.  There is no magic formula.  It can be done by anyone!  That is what is so inspirational about this book.  From the research of actual millionaires, they share some of the mindsets that millionaires have around car ownership, or renting vs. owning.  If nothing else, this book is worth the purchase for the 10 lessons they have for raising productive children with an affluent mindset.   Click here to find this book on Amazon.

If you want to continue to read more about how I have increased my Net Worth or planning for retirement, check out these articles.

  1.  Net Worth.  Once I know it, how do I grow it?
  2. How we increased our net worth by $100,000 in one year.
  3. How much will you need in retirement?  The 4% rule.

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6 Books that will Change your Financial life

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